- Insurance coverage
- Creating a blog
- Plantation of trees
For my individual action planning, I would like to inform or educate some of the house owners regarding the insurance coverage on the damages caused by landslide. I decided to act on this vision because it covers not just the social effect as mention in our group visions but also the economical effect of landslide. On the social effect, if what I envision comes true more house owners would be more aware of the fact that most insurance companies does not cover damages caused by landslide. On the economical effect, house owners are more financially secure if they were to be hit by a landslide as there are more well prepare to the incident by making some preventive measure to overcome this weakness of insurance. For example, they could be taking step to prevent landslides as they know that if they were to be hit by a landslide, the insurance would not be able to insure the damages. They could also change their current insurance company of their choice to the insurance company that does cover damages caused by landslide.
My proposed method ensuring awareness was to interview house owners and ask them a few questions regarding their properties. I have attached the questions to be asked to the house owners in the Appendix 1 below. But by doing so, I am not sure that I will be able to interview many house owners because of the short time frame. So I decided to promote this "awareness campaign" by asking house owners using the internet, i.e. giving out the questions in which they reply to my electronic mail (e-mail). This could ensure that more house owners would be more aware in terms of quantity.
There following five steps are the steps I have to take in order to make my visions come true.
1. Contacting the insurance companies.
- This is for confirmative purposes. My vision would be invalid or simply put wrong if do not have my facts right. The proposed result from this step is to gain invaluable knowledge related to landslide. This would also help me if the house owners enquired me regarding the insurance part.
- Picking the proper or is crucial as I do not want to offend the house owners by asking them insensitive and questions that are too personal to ask. The evaluation for this particular step is to combine questionnaires for landowners as done earlier during the semester by my group with the questions relating to insurance.
- This is the step where I can possibly make my vision comes true. By answering my questions, the house owner would directly be corrected if they have the perception that the insurance company covers the damages caused by landslide. If they are already aware of this fact, than other other questions would also indicate their views on preventive measures and so on.
- This will proceed after the third step as mentioned above are done. I will then analyse the relationship between insurance and landslide. This means what the house owners knows about landslide such as the preventive measures needed to be taken associated with landslide.
- By putting the result on the internet-based blog, this could ensure social awareness or in the wider community regarding the issue with landslide and insurance which will hopefully be attain in the future so that it would contribute to mass awareness of future generations.
Jauzi's planning action: creating a blog
One of the action plans is to make a blog regarding about landslide. The objectives are; to share some information about landslides with others through blog; to get people's opinion for prevention and solutions for landslides and to advertise possible actions on landslides in UBD. The aim for creating the blog is to create a discussion space for landslide problems and solutions.
In planning this action to be executed, there are four steps to be followed, the steps are:
1. Decide what to post in the blog? (8th April 2009)
- This is the first step towards the making of the blog. The first thing to do is to gather up the contents that need to be posted in the Internet input from all three members for problems, solutions and visions. From there, the contents should include the group opinions on landslide problems and solutions that need to be discuss in the cyberworld either the group opinions valid or not valid. In addition, will come up some questions so that the readers or respondents can discuss or giving their opinion about landslide. Towards the content of the blog, the draft must be verified by Dr Irene to approve the action, which in 9th April 2009, the feedback of the contents is approved.
- The second step is making the blog. The blog will be created under live.com facility blog. This live.com is provided by the course itself to promote the live.com facility blog to the future generation. The blog will be posted with the draft to be presented to Dr Irene. Then, after got the feedback of the contents from Dr Irene, on the 9th April 2009, the new draft content will be posted into the blog.
- The next step of the action is to post the final draft into blog. After posting the final draft the blog will be beautified to a standard that there are polls, discussion comment box, and others. With live.com blog facility, the blog can not be supported with such applications. Therefore, with approval from Dr Irene, the resource for the blog changed into free blogger (www.blogger.com). The blog is officially open to all in which will be advertised for the respondents to see the blog.
- The final step of the action plan is advertising the blog to others. In this step, permission from other bloggers will be needed, especially those well-known bloggers in Brunei, and others. The alternative ways to advertise the blog is via my personal blog, MSN and facebook. All of the steps mentioned, the final step is important for the vision to come true, especially to get the people to visit the blog.
Basyar's planning action:
The vision of my action is planting of trees on UBD's eroded and landslide prone areas. The objective is to reduce erosion and landslide. The main aim for this action is to overcome and reduce erosion and landslide occurences.
In my part of the action, there will be three steps towards the achievement:
1. Survey the place (9th April 2009)
The first step on my plan is surveying the area in. By using a google earth application can be used to see the image from the satellite view. The step then continue by comparing the after and before image of the area, in this case, the fish pond in UBD.
2. Permission from the Head of Estate
The second step is making an appointment with the Head of Estate personally before hand. In addition, gives permission using email to contact the Head of Estate for appointment. Before hand in the permission letter (Appendix 2), I have to send draft letter to be approved by Dr Irene on 9th April then the letter will be sent to 10th April. Then, to wait a reply from the Head of Estate to give permission for the volunteers to plant trees at the eroded site.
3. Contact volunteers (11th April 2009)
The final on my action is contacting volunteers. As for volunteers, Dr Irene did give contacts to volunteer the project, namely the BAG Networks. In addition not only from the BAG Network, also need volunteers from UBD students.
Appendix 1 (click here for the question in internet survey)
1. How long have you been living in your land/property? | | | | | ||||||
| | | | | | | | | | |
| Less than a year | | | | | | | | | |
| Between 1 to 3 years | | | | | | | | ||
| Between 3 to 5 years | | | | | | | | ||
| Between 5 to 7 years | | | | | | | | ||
| More than 7 years | | | | | | | | | |
| | | | | | | | | | |
2. How did you obtain your land? | | | | | | | | |||
| | | | | | | | | | |
| Inheritance | | | | | | | | | |
| Purchase | | | | | | | | | |
| STKRJ | | | | | | | | | |
| Others. Please specify: | | | | | | | | ||
| | | | | | | | | | |
3. Did you have any background check and advice from the developers and the authority | | |||||||||
regarding the possibilities of landslide occuring on your land? | | | | | ||||||
| | | | | | | | | | |
| Yes. What information was given? | | | | | | | |||
| No | | | | | | | | | |
| | | | | | | | | | |
4. Is your house currently insured? | | | | | | | | |||
| | | | | | | | | | |
| Yes | | | | | | | | | |
| No | | | | | | | | | |
| | | | | | | | | | |
5. How much did you pay the premium for the insurance annualy? | | | | | ||||||
| | | | | | | | | | |
| Below $100 | | | | | | | | | |
| Between $100 & $200 | | | | | | | | ||
| Between $200 & $300 | | | | | | | | ||
| Between $300 & $400 | | | | | | | | ||
| Above $400. | | | | | | | | | |
| | | | | | | | | | |
6. Does your existing insurance cover damages caused by landslide? | | | | |||||||
| | | | | | | | | | |
| Yes | | | | | | | | | |
| No | | | | | | | | | |
| | | | | | | | | | |
7. Are you aware of the fact that most normal insurance does not cover damages caused by | | |||||||||
landslide? | | | | | | | | | | |
| | | | | | | | | | |
| Yes, I am aware of this | | | | | | | | ||
| No, this is news to me | | | | | | | | ||
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
8. How much extra payments are you willing to pay for the damages caused by landslide? | | |||||||||
| | | | | | | | | | |
| None | | | | | | | | | |
| An additional $50 to my current insurance | | | | | | ||||
| An additional $100 to my current insurance | | | | | | ||||
| An additional $150 to my current insurance | | | | | | ||||
| An additional $200 to my current insurance | | | | | | ||||
| | | | | | | | | | |
9. Do you think the government should subsidize the housing insurance? | | | | |||||||
| | | | | | | | | | |
| No, I am willing to pay for it myself. | | | | | | ||||
| No, the government should focus on other matters. | | | | | |||||
| Maybe if there is an extra budget for it. | | | | | | ||||
| Yes, definitely! | | | | | | | | | |
| | | | | | | | | | |
10. Do you think your land is vulnerable to landslide? Why? | | | | | ||||||
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
11. What are the possible precautions you could take to avoid landslides occuring on your land? | | |||||||||
Which of these precautions have you used? Why or why not? | | | | | ||||||
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
12. If you were to rebuild this property again from scratch, what would you do in terms of | | |||||||||
prevention of landslides? | | | | | | | | | ||
| | | | | | | | | | |
| | | | | | | | | | |
| | | | | | | | | | |
Appendix 2
Khairil Basyar Pg Hj Kamaludin
SHBIE
University Brunei Darussalam
Head of Estate
University Brunei Darussalam
09th April 2009
Dear Awg Yahkub,
Re: Permission for the planting of trees in UBD compound
I am a student in SHBIE and doing a project on planting of trees in UBD compound. As we can see, the UBD fish pond area is prone to landslides and erosions. The consequence is that the fish pond in now flooded with silt.
I am writing this letter to ask your permission for the planting of trees near the UBD fish pond. My suggestion is for the trees to be planted at the location indicated in the with my googel earth diagram attached. I would like to ask you if this is an advisable location and that no building will be made in this area to cause the trees to be removed in the future. If this is not a good location please suggest alternative locations for the planting of the trees so that the fish pond will not be flooded with silt again.
I have a group of volunteers from BAG Networks who have indicated that they will provide the trees and plant the trees at the location that I have indicated.
I look forward to a positive response from you concerning this application.
Yours Sincerely,
Khairil Basyar Pg Hj Kamaludin
Registration number
Programme
Contact no
Contact email
Date:
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